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Examples – Article 14 Benefits
… Example: A member joins at age 22 and has ten years of service credit when he or she … for a vested retirement benefit at the early retirement age of 42 (the age he or she would have had 20 years of service credit). The …
https://www.osc.ny.gov/retirement/publications/1644/examplesVested Retirement Benefit – Basic Plan with Increased-Take-Home-Pay (ITHP)
… employment before retirement age and you have five years of credited service. When you reach retirement age, you will … entitled to a retirement benefit based on your service and salary earned when you were an active member. 1 Tier 1 … provisions of the retirement plan that you were covered by in your last public employment determine the vested benefit. …
https://www.osc.ny.gov/retirement/publications/1511/vested-retirement-benefitThe Age 55 Plan – Basic Plan for ERS Tier 2 Members
… for ERS Tier 2 members under Sections 70a 71a and 75 The Age 55 Plan …
https://www.osc.ny.gov/retirement/publications/1505/age-55-planThe Age 60 Plan – Basic Plan for ERS Tier 2 Members
… for ERS Tier 2 members under Sections 70a 71a and 75 The Age 60 Plan …
https://www.osc.ny.gov/retirement/publications/1505/age-60-planRetiring Before Age 62 – Non-Contributory Plan for ERS Tier 2 Members
… for ERS Tier 2 members under Section 75c Retiring Before Age 62 …
https://www.osc.ny.gov/retirement/publications/1506/retiring-age-62Retiring Before Age 62 – Police and Fire Plan
… Tier 2, 3, 5 and 6 members who retire before age 62 will have their benefit reduced by the percentages … of the benefit reduction is prorated based on your exact age at retirement. Age at Retirement Percentage of Reduction …
https://www.osc.ny.gov/retirement/publications/1512/retiring-age-62The Age 55 Plan – Basic Plan with Increased-Take-Home-Pay (ITHP)
… eligible for a service retirement benefit when you reach age 55 and have five or more years of service credit under … service, you may choose to retire with a full benefit at age 62, or between the ages of 55 and 62 with a reduced …
https://www.osc.ny.gov/retirement/publications/1511/age-55-planThe Age 60 Plan – Basic Plan with Increased-Take-Home-Pay (ITHP)
… eligible for a service retirement benefit when you reach age 60 and have five or more years of credited service. If … service, you may choose to retire with a full benefit at age 62 or between the ages of 60 and 62 with a reduced …
https://www.osc.ny.gov/retirement/publications/1511/age-60-planRetiring Before Age 62 – New Career Plan for ERS Tier 2 Members
… 2 members covered by Sections 75h and 75i Retiring Before Age 62 …
https://www.osc.ny.gov/retirement/publications/1509/retiring-age-62Retiring Before Age 62 – Career Plan for ERS Tier 2 Members
… 2 members covered by Sections 75f and 75g Retiring Before Age 62 …
https://www.osc.ny.gov/retirement/publications/1508/retiring-age-62Retiring Before Age 62 – Non-Contributory Plan with Guaranteed Benefits for ERS Tier 2 Members
… for ERS Tier 2 members under Section 75c Retiring Before Age 62 …
https://www.osc.ny.gov/retirement/publications/1507/retiring-age-62Retiring Before Age 63 – Coordinated Plan for ERS Tier 6 Members
… for ERS Tier 6 members under Article 15 Retiring Before Age 63 …
https://www.osc.ny.gov/retirement/publications/1530/retiring-age-63The Age 55 Plan – Basic Plan for ERS Tier 1 Members
… for ERS Tier 1 members under Sections 70a 71a and 75 The Age 55 Plan …
https://www.osc.ny.gov/retirement/publications/1500/age-55-planThe Age 60 Plan – Basic Plan for ERS Tier 1 Members
… for ERS Tier 1 members under Sections 70a 71a and 75 The Age 60 Plan …
https://www.osc.ny.gov/retirement/publications/1500/age-60-planRetiring Before Age 62 – Career Plan
… Tier 2, 3, 5 and 6 members who retire before age 62 will have their benefit reduced by the percentages … of the benefit reduction is prorated based on your exact age at retirement. Age at Retirement Percentage of Reduction …
https://www.osc.ny.gov/retirement/publications/1642/retiring-age-62Retiring Before Age 62 – New Career Plan
… retire before age 62 will have their benefit reduced by the percentages shown below: Age at Retirement Percentage of …
https://www.osc.ny.gov/retirement/publications/1515/retiring-age-62Retiring Before Age 62 – Non-Contributory Plan with Guaranteed Benefits
… NonContributory Plan with Guaranteed Benefits information for PFRS Tier 1 2 3 Article 11 5 and 6 members under Section …
https://www.osc.ny.gov/retirement/publications/1513/retiring-age-62Retiring Before Age 62 – Coordinated Plan For ERS Tier 5 Members
… for ERS Tier 5 members under Article 15 Retiring Before Age 62 …
https://www.osc.ny.gov/retirement/publications/1523/retiring-age-62Retiring Before Age 62 – Coordinated Plan For ERS Tier 3 and 4 Members
… 3 and 4 members under Articles 14 and 15 Retiring Before Age 62 …
https://www.osc.ny.gov/retirement/publications/1522/retiring-age-62Opinion 2002-2
… adverse impact on the manner in which the programs are treated for tax purposes (see, gen., 26 USC §457[e][11]). …
https://www.osc.ny.gov/legal-opinions/opinion-2002-2-0