Overtime Temporarily Excluded from Tier 6 Contribution Rates

The 2024–25 State Budget included a new law which temporarily excludes overtime pay earned from April 1, 2022 through March 31, 2024 from the calculation of Tier 6 contribution rates. This may lower contribution rates for some Tier 6 members from April 1, 2024 through March 31, 2026.

Please continue to withhold Tier 6 contributions using the rates we provided to you in March. If you need to know a Tier 6 member’s current contribution rate:


Next Steps

  • Reporting Contacts will receive an email with instructions to submit earnings breakdowns for Tier 6 members whose contribution rate is more than the minimum 3 percent. If you have been using enhanced reporting since April 2022, you won’t need to provide earnings breakdowns.
  • Once we review reported earnings, we will recalculate each member’s contribution rate and determine whether their rate needs to be lowered. If you have been using enhanced reporting since April 2022, we’ve begun recalculating your Tier 6 employees’ contribution rates.
  • We will notify you when new contribution rates are available in Retirement Online so you can update your payroll system to withhold the correct amount for the remainder of the fiscal year.
  • Then, we’ll work with you to refund contribution overpayments retroactive to April 1, 2024 for employees whose rates were lowered.

Tier 6 is now the largest tier in NYSLRS with more than 400,000 members. Collecting earnings information, recalculating rates and issuing refunds will take some time. We appreciate your patience as we work to get you the information you need.

 


If You Need Help

If you have questions or for help with Retirement Online, use our help desk form or call 866-805-0990 (press 1 to access the employer menu, then follow the prompts).

If your employees have questions, encourage them to read our blog post, Overtime Pay Temporarily Excluded From Tier 6 Contribution Rates. We will update it as information becomes available.

 


Rev. 8/24

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