This retirement plan summary describes benefits provided by Article 14 of the Retirement and Social Security Law (RSSL) as enacted by the New York State Legislature. These benefits are available to Tier 3 New York State and Local Police and Fire Retirement System members who joined on or after July 1, 2009 and before January 9, 2010.

Throughout this publication, you will find references to “Sections” and “Articles” that refer to the RSSL. The New York State and Local Retirement System, headed by the Comptroller of the State of New York, administers this plan. Our main office is in Albany, New York.

This publication is a general summary of membership benefits, rights and responsibilities, and is not a substitute for any New York State or federal law. For specific information about your benefits, please contact us.

© 2011, New York State and Local Police and Fire Retirement System
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(Rev. 9/11)