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A Message From Comptroller Thomas P. DiNapoli
About Your Membership
--Retirement System Membership
--Your Membership Tier
--Contributing Toward Your Retirement
--Becoming Eligible for a Benefit
--Withdrawing Your Contributions and/or Your Membership
--Ending Your Membership
Service Credit
--Full- and Part-Time Service Credit
--Leaves of Absence and Service Credit
--Credit for Military or Additional Service
--Additional Service Credit for Unused, Unpaid Sick Leave
Borrowing Against Your Contributions
Final Average Earnings
--Overview
--Restrictions
--Limitations
--One-Year FAE
Service Retirement Benefits
--25-Year Benefit (Section 384)
--Additional Benefits after 25 Years (Sections 384[f], [g] and [h])
--20-Year Benefit (Section 384-d)
--Additional Benefits after 20 Years (Sections 384-e and 384-e [b])
Vested Retirement Benefit
Choosing a Pension Payment Option
--Receiving Your Benefit and Filing Your Pension Payment Option Election
--Available Pension Payment Options
Partial Lump Sum Payment
Items That May Affect Your Pension
--IRS Pension Limitation
--Divorce
--Retiring with an Outstanding Loan
--Cost-of-Living Adjustment
Disability Retirement Benefits
--Ordinary Disability (Section 362)
--Performance of Duty Disability
--Accidental Disability
--Special Disability Benefits
Death Benefits
--Overview
--Ordinary Death Benefit
--Alternative and Out-of-Service Death Benefits
--Accidental Death Benefit
--Special Accidental Death Benefit
World Trade Center Presumption
Receiving Your Benefits
--Applying for Benefits
--Challenging a Determination
Stay Informed
More About This Retirement Plan